People have 2 sides; the emotional & the logical.
On a daily basis, they do battle on the biggest of decisions and on the smallest of decisions.
Have a meal in an aircon food court VS have a similar meal in a crowded kopitiam.
Buy a private condominium on historical ow borrowing rates VS buy a right sized HDB flat at a reasonable price.
Is either right? How would anyone know? Only on hindsight; you can only connect the dots looking back.
How would anyone know how having an habitul latte would impact upon their retirement?
How would anyone know how sleeping late could affect their fat burning?
How would anyone know how buying a car in Singapore contribute to the local economy and affects their personal financial standing?
Why bother if either is right or wrong? The real trick is to decide the best you could considering both sides with information at hand at that point in your personal history.
Just bear in mind: the emotional side often wins in this case.
